Terms And Conditions
Frequency of Payments
An automatic recurring payment will be made every 30 days after your initial payment. You will not receive any advance notice of this payment, but you will receive a post- payment confirmation email following all automatic recurring payments.
Automatic Recurring Payment Failure
If your automatic recurring payment is declined or unable to be processed for any reason, you will be contacted by phone or email. We may in our sole discretion permanently restrict your ability to use a certain payment method if that payment method fails. In the event any payment is not made and you do not make the required payment by the end of your billing cycle, your service will be suspended or canceled.
Changing Automatic Recurring Payment
If you would like to change your automatic recurring payment method including, for example, making a change from one credit card that was initially selected to another credit card, you must authorize the recurring payment with the new credit card by emailing the RP Accounting Department. Any changes are subject to approval by RP. If the change is approved, your previously-approved payment method will be terminated within 24 hours of approval.
AGREEING TO THESE CONDITIONS
By providing my credit (“Payment Method”), I AGREE that I have read and understand this Agreement. In addition, I authorize RP to charge the full amount required by my payment plan to the specified Payment Method; and I authorize the financial institution for the Payment Method specified above to charge my account and remit payment for my service to RP. This authority will remain in effect until I give notification, as required under this Agreement, to terminate this authorization; provided, however, that no termination of authorization will relieve me of any obligation to pay amounts due for purchases I have made. I represent and warrant that I have full authority to enter into this Agreement and make the representations herein. I will cooperate to execute any documents that may be reasonably required to effectuate the foregoing authorization.
I further represent and warrant that any purchases under this Agreement will be for business or commercial purposes, and will not be for personal, household or family purposes. I make this warranty to confirm that no disclosures under the Federal truth-in-lending law are required because the purchases at issue are not primarily for a personal, family or household purpose.
PLEASE READ CAREFULLY THE TERMS APPLICABLE TO YOUR SELECTED PAYMENT METHOD AND THE TERMS APPLICABLE TO ALL PAYMENTS METHODS (INCLUDED BELOW).
Your consent to the terms of this Agreement confirms the following: If your payment method is credit card:
- You authorize RubyPorch.com LLC (“Company”), to store the credit card identified with your purchase or payment information, as such credit card may be updated from time to time (the “Stored Credential”).
- You give permission to the Company to charge the Stored Credential for withdrawals made by Company.
- You understand the terms and conditions of your scheduled payment plan with Company and you authorize Company to make recurring charges to the Stored Credential for payment amounts you authorized or authorize from time-to-time and, if necessary, initiate adjustments for any transactions.
- Without limiting the generality of the foregoing, you authorize Company to charge the Stored Credential in the amount of your subscription plan, on a monthly basis. The current amount of your monthly billing, will be shown on your account statement.
- You understand the amounts charged to the Stored Credential may vary if changes occur to your policy premium. If your payment method is bank withdrawal:
- You authorize the Company to debit/credit funds from the bank account provided (the “Account”).
- You give permission to the Company to debit the Account for withdrawals made by Company.
- You understand the terms and conditions of your scheduled payment plan with Company and you authorize Company to make recurring withdrawals from the Account for payment amounts you authorized or authorize from time-to-time and, if necessary, initiate adjustments for any transactions.
- Without limiting the generality of the foregoing, you authorize Company to make withdrawals from the Account in the amount of your total monthly subscription fee, on a monthly basis.
- You understand declined payment may result in the cancellation of your policy. for any reason, this Agreement will be deemed not to have expired and to have remained in full force and effect as though you continuously had an account with Company.
- For the purposes of this Agreement, all amounts are in American dollars.
- Company may make changes to this Agreement by providing you with 30 days prior written notice.
- If you make changes to, or are asked to update, your payment method or information, you may be required to consent to a revised or updated Recurring Payment Agreement or similar agreement with Company at that time. In those circumstances the revised or updated Recurring Payment Agreement, or similar agreement, that you consent to will replace this Agreement.
